Does Your Annuity Suck?

You may have a better option.

So You Bought an Annuity....
But Did You Buy the Right One?

Here's the PROBLEM:

Annuities can be complicated—and too often, people buy them without really understanding what they own.They may have been focused on the promise of safety, income, or growth without understanding the trade-offs. Years later, they’re looking at their statement and asking a frustrating question:“Is this thing actually doing what I thought it would?”You shouldn't have to wonder whether your annuity is helping your retirement — or holding it back.

Think you're stuck with your annuity.

Maybe You're Dealing with:

  • A rate that isn't what you expected

  • High or confusing fees

  • A long surrender period

  • An income benefit you don't fully understand

  • Money that's not performing the way you hoped

  • An annuity that made sense years ago but doesn't fit your retirement today

You Don't Have to Guess

Jordan Pedeaux, CEP.

As a Financial Advisor and Certified Estate Planner, I work with clients every day who are often confused about their retirement options and unsure how all the pieces of their financial plan fit together.I provide comprehensive retirement planning that brings clarity and confidence to the process. That includes looking at income needs, investments, taxes, estate planning, and risk — and determining where a properly structured annuity may fit within the overall retirement plan.I hold my Series 65, Certified Estate Planning designation, and a Life Insurance license. I also abide by the fiduciary standard of care and believe clients deserve straightforward guidance focused on their needs and goals.

Here's the Good News

You May Not Be Stuck.

Every annuity is different.Depending on your contract, there may be ways to improve your retirement strategy—or there may be good reasons to keep what you already have.

The first step is simply finding out.

We'll Review:

  • Your current interest/crediting rate

  • Fees and expenses

  • Surrender charges

  • Income benefits

  • Death benefits

  • Contract terms

  • Other annuity options available today

Here's How ItWorks

1. Tell us about your current annuity

Answer a few simple questions about the contract you currently own.

2. Schedule your review

Choose a time for a conversation with a retirement professional.

3. Understand your options

We'll walk through your existing contract and discuss whether or not other strategies may make sense.

4. You decide

Ultimately, the decision is yours.
My job is to help you understand what you have, explain your options, and give you the information you need to make a decision that makes sense for you.

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